Labor

About the Pension System

February 26, 2026

This article explains the basics of Japan's pension system in an easy-to-understand way. It covers the National Pension, Employees' Pension Insurance, and the Lump-Sum Withdrawal Payment available when leaving Japan. Foreign nationals living in Japan are also required to participate in these systems.

National Pension (Kokumin Nenkin) - **Enrolled members**: All people aged 20 to 60 are required to join. This includes foreign nationals living in Japan. - **Premiums**: A fixed monthly amount is paid each month. - **Benefits**: There are basic pensions for old age, disability, and bereaved families.

Employees' Pension Insurance (Kosei Nenkin Hoken) - **Enrolled members**: Mainly company employees are covered. - **Premiums**: Payments are based on your salary and are split equally between you and your employer. - **Benefits**: There are employees' pensions for old age, bereaved families, and disability.

Lump-Sum Withdrawal Payment (Dattai Ichijikin) - If you are leaving Japan, you may be able to apply for a lump-sum withdrawal payment.

Source

出入国在留管理庁

This information is reference material based on official announcements. Always verify accurate information on official websites or with relevant authorities.