Labor
About the Pension System
February 26, 2026
This article explains the basics of Japan's pension system in an easy-to-understand way. It covers the National Pension, Employees' Pension Insurance, and the Lump-Sum Withdrawal Payment available when leaving Japan. Foreign nationals living in Japan are also required to participate in these systems.
National Pension (Kokumin Nenkin)
- Enrolled members: All people aged 20 to 60 are required to join. This includes foreign nationals living in Japan.
- Premiums: A fixed monthly amount is paid each month.
- Benefits: There are basic pensions for old age, disability, and bereaved families.
Employees' Pension Insurance (Kosei Nenkin Hoken)
- Enrolled members: Mainly company employees are covered.
- Premiums: Payments are based on your salary and are split equally between you and your employer.
- Benefits: There are employees' pensions for old age, bereaved families, and disability.
Lump-Sum Withdrawal Payment (Dattai Ichijikin)
- If you are leaving Japan, you may be able to apply for a lump-sum withdrawal payment.
Source
出入国在留管理庁
This information is reference material based on official announcements. Always verify accurate information on official websites or with relevant authorities.