Labor
What is Employees' Pension Insurance?
January 1, 2026
Employees' Pension Insurance is a pension system primarily joined by company employees and public servants. It is added on top of the National Pension, allowing members to receive a higher pension in the future. Premiums are shared equally between the employer and the employee.
Employees' Pension Insurance (Kosei Nenkin) is a pension system designed for people who work at companies and other organizations. In addition to the National Pension (Kokumin Nenkin), you will also be enrolled in this Employees' Pension Insurance. As a result, the pension amount you can receive in the future will be higher, which is a key benefit. The insurance premium is determined based on your salary, and the cost is split equally between the company and the employee. This is an obligation defined by law.
Source
日本年金機構
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